Wind-down Banking, Trust and Finance Consultant

About the role

Deltec Bank & Trust Limited, a Bahamian bank and trust company in an orderly, solvent wind-down, is assembling a small team to complete the remaining work. It is open to either one experienced generalist or several specialists working in parallel. The engagement is contract-based, based in Nassau and remote with an on-site preference.

Key responsibilities

• Banking: closing client accounts, exiting custody and securities positions, managing settlements and treasury activities, and preparing the surrender of the banking licence to the regulator.
• Trust and fiduciary: transferring or terminating trust structures, managing trustee retirement and appointments, completing registry filings, and communicating with clients and beneficiaries.
• Finance and accounting: fiduciary and corporate accounting, preparing financial statements and reconciliations, supporting audits, and preparing the final accounts that close the entity.
• Legal and corporate: meeting corporate secretarial obligations, managing counterparty and contract matters, supporting dispute resolution, and carrying out governance steps from licence surrender to dissolution.
• Operations and automation: consolidating functions into a lean team, documenting processes, and using AI tools to replace work previously done by whole departments.

Required profile

• Experience in restructuring, run-off or wind-down leadership in a regulated financial institution.
• Bank operations or regulatory affairs, including licence applications, surrenders or examinations.
• Trust and fiduciary administration, ideally including transferring or terminating structures.
• Finance, accounting or audit in financial services, with the depth to prepare final accounts.
• Legal, compliance or corporate secretarial work in banking, trust or offshore structures.
• Securities and custody operations, particularly selling illiquid or hard-to-value positions.
• Transformation or operations leadership running small teams with heavy use of automation.
• Preferred: a professional qualification such as CPA, CA, ACCA, STEP/TEP, or a legal or insolvency qualification; experience with a financial services regulator; offshore or international financial centre background.

Required skills

• Sound judgement when information is incomplete.
• Ability to own problems from start to finish and work outside your original specialism.
• Relevant competencies: restructuring, regulatory compliance, financial reporting, corporate governance, change management and risk management.